Attention homeowners in East Bernard and Wharton County: Get an Appraisal today!

Check out the top seven reasons Texas homeowners call on Kunz Appraisals:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a property tax assessment in Texas
To reduce a mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a divorce in the state of Texas, when real estate needs to be divided
To settle an estate in Texas by determining the true market value of the real estate in question


	Own a home in or near East Bernard, Texas and need help deciding the value of it? Contact Kunz Appraisals.

We at Kunz Appraisals understand the particular needs of a consumer after appraisal services. Our usual business clients are used to the appraisal process and the customary reporting formats. Being a homeowner that most likely doesn't see an appraisal on a regular basis, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Kunz Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that's declining. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Kunz Appraisals is your perfect weapon.

PMI Removal Appraisals

A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We are veterans in helping clients just like you dismiss unwanted and unneeded PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Kunz Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would wish to have a seasoned expert double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Kunz Appraisals offers field reviews where we go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.